Hi Neil:
Thank you so much for your clear and comprehensive information in answering my question. I did go to the website you suggested and it was also very helpful. I plan to print out your questions to take with us to the appointment as well as the others I have been jotting down as I become more familiar with this territory.
People like you and Ruth are so generous with your time and knowledge base and I can tell you have touched the lives of many here.
Martha
